Definition: The Berkshire Hathaway Travel Insurance is a comprehensive travel insurance policy offered by Berkshire Hathaway Life Insurance Company, one of the largest life insurers in the world. This coverage typically includes liability insurance to cover losses due to bodily injury or death during the course of an approved trip and provides protection against medical expenses for eligible benefits. The policies are designed to meet specific needs and requirements of travelers who need travel coverage, including those with disabilities, senior citizens, and young children. The term "berkshire hathaway" is a combination of Berkshire Hathaway Life Insurance Company and the town of Berkshire in Massachusetts. It refers to both the company's headquarters located in Berkshire, Massachusetts, as well as the town itself, which is part of the state of Massachusetts. The Berkshire Hathaway Travel Insurance policy typically includes various benefits such as medical evacuation cover for emergency medical situations due to a serious illness or injury, comprehensive trip coverage that covers travel expenses and additional costs like flight delays, baggage fees, and hotel stays. The company provides various levels of coverage based on the type of trip, the duration of travel, and the level of risk. The policy also typically includes cancellation penalties for short-term trips (less than three months), long-term trips (over 3 months) with no penalty, and certain restrictions regarding pre-existing conditions that are covered. The coverage can be purchased online through Berkshire Hathaway Life Insurance Company's website or by contacting their customer service center.
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